Privacy Policy
At IQ Financial Group, LLC (“Company,” “we,” “us,” or “our”), we respect your privacy and are committed to protecting the personal information you provide to us. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website, iqfinancialgrp.com (the “Site”). Please read this Privacy Policy carefully. By using our Site, you consent to the collection and use of your information as described in this Privacy Policy.
If you do not agree with the terms of this Privacy Policy, please discontinue your use of our Site.
1. Information We Collect
We may collect the following types of personal information:
– Personal Identification Information: Name, email address, phone number, mailing address, and other contact details.
– Financial Information: Information related to insurance products and services, such as policy details, payment history, and claims information.
– Device and Usage Information: IP address, browser type, device information, and usage data when you visit our Site.
– Other Information: Any additional information you voluntarily provide to us, such as responses to surveys or feedback forms.
2. How We Collect Information
We collect your personal information in various ways, including:
– Directly from you when you provide it to us through forms, emails, or other interactions on our Site.
– Automatically through cookies, log files, and other tracking technologies as you navigate the Site.
– From third parties, such as service providers and public databases.
3. How We Use Your Information
We use the information we collect for various business purposes, including:
– To provide, operate, and maintain the Site.
– To communicate with you, including responding to inquiries or providing customer support.
– To process transactions and deliver the insurance products and services you request.
– To comply with legal obligations and to enforce our agreements.
4. Disclosure of Information
We may disclose your personal information to the following categories of recipients:
– Service Providers: Companies that help us operate our business, such as payment processors, IT service providers, and marketing partners.
– Business Partners: Insurance carriers, brokers, and other companies involved in delivering insurance services.
– Legal Compliance: Government authorities, courts, or legal counsel as required to comply with applicable laws and regulations.
– Corporate Transactions: In connection with any merger, acquisition, or sale of assets involving IQ Financial Group.
We do not sell your personal information to third parties except as described in this Privacy Policy.
5. Your Rights and Choices
You have certain rights regarding your personal information, including the right to:
– Access the personal information we hold about you.
– Correct or update inaccurate information.
– Request the deletion of your personal information.
– Opt out of marketing communications.
– Limit the use of certain types of personal information.
To exercise your rights, please contact us at contact@iqfinancialgrp.com
6. Cookies and Tracking Technologies
We use cookies and similar technologies to enhance your experience on our Site. These technologies may collect information about your browsing activities and preferences. You can manage your cookie preferences by adjusting your browser settings, but disabling cookies may affect the functionality of our Site.
7. Data Security
We implement appropriate security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no security system is completely foolproof, and we cannot guarantee the absolute security of your information.
8. Retention of Personal Information
We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
9. The California Consumer Privacy Act (“CCPA”)
**Rights of California Residents**
Under the California Consumer Privacy Act (“CCPA”), California residents have certain rights with respect to their personal information, including:
– Right to Know: You have the right to request that we disclose the categories and specific pieces of personal information we have collected about you in the past 12 months.
– Right to Delete: You have the right to request the deletion of personal information we have collected from you, subject to certain exceptions.
– Right to Opt-Out: You have the right to opt out of the sale of your personal information. However, IQ Financial Group does not sell personal information as defined by the CCPA.
– Right to Non-Discrimination: You have the right not to receive discriminatory treatment for exercising your CCPA rights.
To exercise any of your CCPA rights, please contact us at contact@iqfinancialgrp.com.
Categories of Information Collected, Disclosed, or Sold in the Past 12 Months
The table below outlines the categories of personal information we have collected, disclosed, or sold in the past 12 months:
Categories of Personal Information Collected | Sold or Disclosed? | Categories of Third Parties to Whom the Personal Information was Sold or Disclosed |
Characteristics of Protected Classifications | Not Sold or Disclosed | |
Geolocation Data | Not Sold or Disclosed | |
Commercial Information, including records of services that you have purchased in the past | Disclosed | We have disclosed for a business purpose this category of Personal Information to Service Providers |
Customer records information, including signature, bank account number, address, | Disclosed | We have disclosed for a business purpose this category of Personal Information to Service Providers |
Professional or Employment-Related Information, including your job title and organizational affiliation | Disclosed | We have disclosed for a business purpose this category of Personal Information to Service Providers |
Internet or Other Network Activity Information, including information about how you interact with our website | Disclosed | We have disclosed for a business purpose this category of Personal Information to Service Providers |
Identifiers, including your name, name, IP address, email address, phone, address | DIsclosed | We have disclosed for a business purpose this category of Personal Information to Service Providers |
Customer records information, including signature, bank account number, address, | Disclosed | We have disclosed for a business purpose this category of Personal Information to Service Providers |
Commercial Information, including records of services that you have purchased in the past | Disclosed | We have disclosed for a business purpose this category of Personal Information to Service Providers |
This table does not include personal information provided to us by partners or other customers in a business-to-business context.
10. Children’s Privacy
Our Site is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that a child under 18 has provided us with personal information, we will take steps to delete such information.
11. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. If we make material changes, we will notify you by updating the “Last Updated” date at the top of this page and, in some cases, by providing additional notice. Please review this policy periodically for any updates.
12. Governing Law
This Privacy Policy is governed by the laws of the State of Arizona, without regard to its conflict of law principles.
13. Contact Us
If you have any questions or concerns about this Privacy Policy or the way we handle your personal information, please contact us at:
IQ Financial Group, LLC
Website: iqfinancialgrp.com
Email: contact@iqfinancialgrp.com
By using our Site, you agree to the terms of this Privacy Policy. If you do not agree with this Privacy Policy, please discontinue your use of the Site immediately.